Andrea Melville

Andrea Melville

Managing Director, Commercialisation & Propositions, Lloyds Banking Group


Andrea Melville is the Managing Director of Commercialisation and Propositions for the Transaction Banking at Lloyds Banking Group, as well as a Board Member for Fnality, a blockchain consortia establishing a new digital currency.

Andrea is responsible developing propositions, strategic partnerships, and pricing across the Transaction Banking product suite, which involves a number of strategic initiatives covering APIs, data, and blockchain. She is also responsible for balance sheet optimisation within Transaction Banking.

Andrea joined Lloyds Banking Group in 2006.  During her time with the Group she has worked in a variety of Commercial and Strategic roles, including Open Banking Director for the Retail Bank where Andrea was responsible for the strategic response to Open Banking, looking at ways we can evolve and develop our propositions and business models to take advantage of this exciting industry change.